The Lloyds share price drops to 30p. Here’s what I’d do now

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Tom Rodgers | Tuesday, 30th June, 2020 | More on: LLOY Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!center_img The Lloyds share price drops to 30p. Here’s what I’d do now The Lloyds (LSE:LLOY) share price is around half what it was before the March 2020 stock market crash. It certainly hasn’t rebounded with the rest of the FTSE 100 and for good reason.Despite all this, it remains one of the most popular and most-traded shares on the FTSE 100.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…So is the Lloyds share price low enough to recommend? Or is it a trap that will suck value out of your portfolio?Weigh the anchorBanks have rarely appeared so cheap. But the economic certainty that provides their backbone has rarely been so far away. With interest rates slashed to near-zero levels, there are fewer profits to be had from loans and mortgages. This is Lloyds’ bread and butter.And seeing the share price at historic lows of around 30p reminds me of a particular phenomenon among investors.It’s a commonly observed cognitive bias called ‘price anchoring’. Humans are predictable animals. We like our routines and our brains are constantly looking for shortcuts. So we tend to focus heavily on the first piece of information offered to us. Then all our buying decisions and predictions are made with that piece of data in mind.This is what produces the illogical belief — consistently proven incorrect — that a share ‘can’t go any lower’.Even if a company’s share price is at historic lows, it can certainly fall further. Just because in December 2019 the Lloyds share price was at 60p, it has no bearing on what it could drop to. In fact, in this case, the Lloyds share price has been consistently losing value since its May 2017 high of 73p.You may not believe that one of Britain’s biggest high street banks could go bust and fall to zero pence. But it’s certainly possible for the share price to drop into the 20s.Facing difficultyThe Lloyds share price is particularly sensitive to the UK economy. It gets most of its revenue from Britain, compared to rivals like Barclays or HSBC that are much bigger internationally.So when all is not well on the home front, the Lloyds share price tends to suffer more dramatically.And the forced suspension of its dividend — one of the bank’s biggest selling points — means new investors are likely to swerve it for now.Coronavirus and the economic lockdown has produced a perfect storm for the bank. Chairman Norman Blackwell described in May how first-quarter profits had plunged by 95%.Lloyds expects revenue generation from loan repayments to get worse, setting aside £1.4bn to cover the cost of bad debts as people struggle with unemployment on the other side of the pandemic.And City analysts have put forward similarly dire warnings about the bank’s prospects.On 25 June, broker Jeffries cut its price target for Lloyds, saying full year profits could be 10% lower than it previously thought. One damning statement said the Lloyds “revenue profile [is] ill-suited to current market conditions”.Bargain FTSE 100 shares are sometimes that for good reason: their long-term outlook is not good and they may not have the financial stability to come out strongly.With so many better options on the table, I would wait for more positive news before going anywhere near the Lloyds share price. Tom Rodgers has no position in the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. See all posts by Tom Rodgerslast_img read more

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Joe Marler banned for ten weeks for Alun Wyn Jones incident

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS The April issue of Rugby World magazine – focusing on a new generation of Six Nations stars – is out now.Follow Rugby World on Facebook, Instagram and Twitter. Flashpoint: Joe Marler and Alun Wyn Jones during the now famous incident (Getty Images) The Quins statement read: “Whilst not in any way condoning Joe’s actions last Saturday we are disappointed at the level of sanction applied, particularly when compared to other disciplinary decisions announced this week.”High charge: The Manu Tuilagi hit on George North (Getty Images)Meanwhile, England centre Manu Tuilagi has been suspended for four weeks for his dangerous no-arms tackle on George North in the 75th minute of the match for which he was red-carded.It was ruled a mid-range entry point (six weeks’ suspension) that was reduced to four weeks due to good conduct and immediate remorse. Tuilagi is free to play on 14 April 2020.The citing against Courtney Lawes for a dangerous tackle on Jones was not upheld and he is free to play immediately.As for the red card shown to Mohamed Haouas for punching Jamie Ritchie in Sunday’s Scotland v France match, the France prop has been banned for three weeks.The committee decided on a mid-range entry point of six weeks and halved it to three on account of his good conduct, guilty plea and relative inexperience at international level.center_img Joe Marler banned for ten weeks for Alun Wyn Jones incidentEngland prop Joe Marler has been banned for ten weeks for grabbing Alun Wyn Jones’s genitals during Saturday’s Six Nations victory over Wales.Marler was cited for acts against the spirit of good sportsmanship (Law 9.27) following the incident with the Wales captain early on in the match.A Six Nations statement read: “Mr Marler accepted that he had committed an act of foul play, albeit that he did not accept that he had grabbed, twisted or squeezed the genitals of the Welsh player and he did not accept that it warranted a red card.”Related: Alun Wyn Jones reacts to fondling incident with Joe MarlerThe disciplinary committee upheld the citing, believing the act did warrant a red card, but found it had a low-end entry point of 12 weeks’ suspension. That was reduced by three weeks to take into account good character and remorse but is increased by one week due to Marler’s recent disciplinary record.The Harlequins front-rower is banned until Monday 8 June, taking into account his club’s Premiership Cup final this weekend and nine remaining regular league matches.Harlequins have released a statement saying that they are disappointed in the length of the ban considering shorter suspensions for other offences – a punch in the Scotland v France match resulted in only a three-week ban for example (see below). Manu Tuilagi receives four-week suspensionlast_img read more

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Apopka Weekly Arrest Report

first_imgShare on Facebook Tweet on Twitter APD Arrest Report ~ January 31 – February 6The Apopka Police Department reported the following statistics for the week ending February 6th:Calls For Service           1262Traffic Citations                 60Crash Reports                  34Crashes reported are up.  The average crash report for the last half of 2016 was 20.In addition, the Apopka Police Department reported 18 arrests for the week ending February 6th.  No juveniles were arrested.Arrested and charged were 16 adults from Apopka, 1 adult from Ocoee, and 1 adult from Pembroke Pines.All of the arrests are listed here:GRAY, QUAIYIM AMIR (21) of APOPKA – Driving with Suspended LicenseRODRIGUEZ RIVERA, JAMIAN XAVIER (18) of APOPKA – WarrantJORDAN, THOMAS LESLIE (20) of APOPKA – Multiple charges including Marijuana Possession and BurglaryPATTERSON, AMBER DANELLE (28) of OCOEE – Multiple charges including Grand Theft of Vehicle and Residential BurglaryNURSE, ABDUL-RAHMAN OMAR GUERRA (19) of PEMBROOKE PINES – Multiple charges including Vehicle BurglaryWHITE, CHRISTOPHER MICHAEL (34) of APOPKA – BatteryREDDICK, ZOLLIE LEE (50) of APOPKA – DUIBIGELOW, JUSTIN (43) of APOPKA – BatteryCUEVAS, DONERYS (49) of APOPKA – DUIFIELLDER, DYLAN LEON (23) of APOPKA – Resisting an OfficerMONTOYARAUDALES, MARCO ANTONIO (43) of APOPKA – DUIPIERRE, JONTE CHAROD (23) of APOPKA – Carrying Unlicensed FirearmQUINONES, SUNANAH (45) of APOPKA – BatteryRAWLS, RAYMOND N (35) of APOPKA – Tresspass WarningSCARBORO, MISTY (40) of APOPKA – Tresspass WarningJAMES, ROBERT ANTHONY WOODROW (29) of APOPKA – Multiple Charges including TrespassingRAWLS, RAYMOND N (35) of APOPKA – Multiple Charges including ShoplifingSEGARRA, ADA (68) of APOPKA – Out of County WarrantArrest report details provided by the Apopka Police Department Save my name, email, and website in this browser for the next time I comment. Please enter your comment! UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom TAGSAPDApopka Police DepartmentArrest Report Previous articleIs State Route 429 safe?Next articleThe History of Black History Month Claire Haslett RELATED ARTICLESMORE FROM AUTHOR Florida gas prices jump 12 cents; most expensive since 2014 Please enter your name here You have entered an incorrect email address! Please enter your email address here LEAVE A REPLY Cancel replylast_img read more

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Fruitful Fundraising receives Investors in People award

first_img Howard Lake | 24 July 2003 | News Professional fundraising organisation Fruitful Fundraising has been awarded Investors in People status.Investors in People is the national quality standard which sets a level of good practice for improving an organisation’s performance through its people.Fruitful Fundraising said that it is the first professional fundraising organisation to receive the award. Advertisement  25 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Awards Consulting & Agencies AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Fruitful Fundraising receives Investors in People award About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Oxfam Ireland income increases

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 5 January 2009 | News  35 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Oxfam Ireland enjoyed a €2 million jump in income last year, taking in €17.1 million in the 12 months to the end of April last.The figure, which was up from €15.1 million the previous year, includes donations, investment income, grants received by the charity and revenue generated by Oxfam’s network of shops.Total retail sales at the charity’s network of shops reached €6.7million in the year to April 2008, up 7 per cent on the previous year.Oxfam Ireland’s four Fair Trade shops also performed well, generating revenues of just over €888,000, up from just under €851,000 a year earlier. The charity took in almost €4.9 million in donations, gifts and corporate sponsorship in the year, a 10 per cent rise on the previous year.The amount the charity received in legacy donations and gifts in kind also increased, rising to almost €533,000 in the year to April 2008.Between May 2007 and April 2008, the charity provided almost €6.8 million to overseas charitable projects, up from €5.8 million a year earlier. Oxfam also spent €774,000 on advocacy and campaigns.www.oxfamireland.org Oxfam Ireland income increases Tagged with: Ireland Research / statistics About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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10 marathons in 10 days for Cancer sufferers

first_imgLimerickNews10 marathons in 10 days for Cancer sufferersBy Meghann Scully – March 10, 2020 210 Advertisement Print Limerick Ladies National Football League opener to be streamed live Email Twitter Limerick’s National Camogie League double header to be streamed live WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Donal Ryan names Limerick Ladies Football team for League opener Facebookcenter_img Previous articleTait House plans to create Galvone Social Enterprise HubNext articleThe Late Late Show in Limerick cancelled Meghann Scully LIMERICK man Paraic O’Neill is running 10 marathons in 10 days for the Irish Cancer Society.The 21-year-old will begin this challenge on the 13th of July in the Woodlands Hotel in Adare, Limerick going around the ring of Kerry and running back to the Woodlands again.Sign up for the weekly Limerick Post newsletter Sign Up In total he will cover 424km as he takes to the roads of the South West.Paraic O’Neill will run 10 marathons in 10 days for charityLast year, he ran 90km in memory of his uncle and has vowed to do something every year going forward to raise money.You can support Paraic and the Irish Cancer Society here. RELATED ARTICLESMORE FROM AUTHOR Linkedin Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash WhatsApp TAGSIrish Cancer SocietyKeeping Limerick PostedlimerickLimerick PostParaic O’Neill last_img read more

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The vertical connection of the quasi-biennial oscillation- modulated 11 year solar cycle signature in geopotential height and planetary waves during Northern Hemisphere early winter

first_imgWe analyzed observational geopotential height data to provide some new insights on the 11 year solar cycle signal in the Northern Hemisphere early winter and its modulation by the quasi-biennial oscillation (QBO). The signals are strongest in the upper stratosphere. When the QBO is in its easterly phase (QBOe), it appears to move gradually eastward and poleward, resulting in a predominantly positive signal over the pole, with a weaker vertically connected negative signal over the Icelandic Low. When the QBO is in its westerly phase (QBOw), the polar stratospheric signal is mainly negative and appears connected to a negative anomaly in the troposphere over the Aleutian Low. A spectral analysis of the stratospheric response in planetary waves showed a reduction of wave number 2 power under QBOe and an enhancement of wave number 3 under QBOw. These responses are characterized by an overall increase/decrease in wave activity at middle to high latitudes rather than a latitudinal shift of wave activity. There is no clear stratosphere-troposphere connection under QBOe, but under QBOw, there is a vertically coherent increase in wave power at wave numbers 1–3 with a period of 5.6–6.9 days. We suggest that the differences in response under QBOe and QBOw can be explained through differences in initial vortex strength, resulting in either a stronger influence from the low-latitude upper stratosphere (QBOe) or from the troposphere (QBOw) on the polar stratosphere.last_img read more

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Elkhart police searching for suspect who robbed Meijer gas station

first_img Google+ Google+ WhatsApp By Jon Zimney – August 29, 2020 1 508 Facebook WhatsApp Elkhart police searching for suspect who robbed Meijer gas station IndianaLocalNews (Photo supplied/Elkhart Truth) Elkhart police are looking for the person who held up a gas station.A man robbed the Meijer gas station on Elkhart Road just after 6 p.m. on Thursday, Aug. 27.Police say he jumped over the counter, causing the cash register to fall to the floor. He grabbed some money and then ran away.The suspect was described by police as black and was wearing a black hoodie, jeans, black shoes, and a dark gray backpack.Anybody with information is asked to contact the Elkhart Police Department. Pinterest Pinterest Twitter Twitter Facebook Previous articleNotre Dame distances University from Lou Holtz’s comments at RNCNext articleI.U. orders eights fraternities, sororities into quarantine Jon ZimneyJon Zimney is the News and Programming Director for News/Talk 95.3 Michiana’s News Channel and host of the Fries With That podcast. Follow him on Twitter @jzimney.last_img read more

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Anderson .Paak Shares New Music Video For Kendrick Lamar Collab, “Tints” [Watch]

first_imgAt the beginning of this month, multi-talented rapper, drummer, producer, and bandleader Anderson .Paak shared a brand-new single, “Tints”, featuring his fellow Southern California-native hip-hop star/Dr. Dre protege Kendrick Lamar. The track was initially unveiled during an appearance by Anderson .Paak on Beats 1 with Zane Lowe after multiple weeks of teasing the collaboration.The track’s beat evokes the aesthetic of the golden-age, West Coast hip-hop in which both artists grew up and which .Paak kept alive on his Grammy-nominated sophomore LP, Malibu. “Tints” begs to be blasted with the windows down as you cruise down the 405—something both artists were no-doubt aware of when they cleverly made the song about needing tints on their windows to keep the paparazzi out of their business (“Bitch, I’m Kendrick Lamar. Respect me from afar”).Now, as the lead-up to .Paak’s highly-anticipated new album, Oxnard, intensifies, he has shared a new official music video for “Tints” directed by Colin Tilley. The surreal video features a number of shocking visuals of .Paak and Lamar, as well as a cameo from Dr. Dre. Mirroring the sentiments of the track, the video begins with a quote from Edgar Allen Poe: “Believe none of what you hear, and only half of what you see.”You can check out the new video below:Anderson .Paak ft. Kendrick Lamar – “Tints” [Official Music Video][Video: Anderson Paak]From various recent interviews, we know that Anderson .Paak has two different new albums on the way—one with his band, The Free Nationals, and one solo album (dubbed Oxnard, after .Paak’s hometown) executive-produced by Dr. Dre. According to the recently-leaked tracklist, we now know that “Tints” will appear on Oxnard, due out November 16th. Check out the track listing below:Anderson .Paak Oxnard Tracklisting1. “The Chase” featuring Kadhja Bonet2. “Headlow” featuring Norelle3. “Tints” featuring Kendrick Lamar4. “Who R U?”5. “Six Summers”6. “Saviers Road”7. “Smile/Petty”8. “Mansa Musa” featuring Dr. Dre and Cocoa Sarai9. “Brother’s Keeper” featuring Pusha T10. “Anywhere” featuring Snoop Dogg, The Last Artful, Dodgr11. “Trippy” featuring J. Cole12. “Cheers” featuring Q Tip13. “Sweet Chick” featuring BJ The Chicago Kid – Bonus Track14. “Left to Right” – Bonus TrackView ‘Oxnard’ TracklistingWhile Kendrick Lamar hasn’t dropped much material of “his own” since 2017’s DAMN.—aside from the soundtrack he curated for Marvel‘s Black Panther, which also featured .Paak—we’ve seen him appear as a featured artist on various recently released tracks, including his highly buzzed-about collaboration with Lil Wayne, “Mona Lisa”, on Weezy’s recently released Tha Carter V.For updates on Oxnard and more, head here.last_img read more

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John Mayer Releases Pensive New Single, “I Guess I Just Feel Like” [Listen]

first_imgToday, John Mayer has released a new studio single, “I Guess I Just Feel Like”, his first official release since his 2018 hit, “New Light“. The heartfelt new tune was initially debuted live by Mayer during an intimate solo show in Los Angeles. As On Air with Ryan Seacrest noted after the song’s October debut, Mayer mused about the differences between the new song and his most recent single release, “New Light“, which was certified as a hit record. “I am hugely indecisive and I am constantly getting my inspiration replaced … so I put out ‘New Light’ and I’m like ‘I’m gonna do a whole record like ‘New Light’ … and then I [change my mind]. … I think I’m doing songs instead of records. … I think I like to put songs out like movies, but a little faster than movies.”“There’s nothing hit-like about it,” Mayer said jokingly about the new tune, “But sometimes you just need to tell the truth with just a guitar.”“I Guess I Just Feel Like” starts out as a John Prine-like lament as Mayer sings pensively over simple acoustic strumming. The tune grows in scope from there, ending with a typically excellent electric solo from the decorated guitarist. While this may not be like his other recent work—and may not be “hit-like,” as Mayer noted—it’s undoubtedly a beautifully-constructed piece of vulnerable, sincere music that any of Mayer’s various groups of fans can appreciate. Give it a listen below:John Mayer – “I Guess I Just Feel Like”last_img read more

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